Análise de fontes de financiamento em Veranópolis para instalação de painéis fotovoltaicos

Abstract

The demand for electricity, essential for the simplest to the most sophisticated tasks, has grown a lot in recent years. Its generation can be from renewable or non-renewable sources, a latent concern due to the damage caused to the environment. In Brazil, much of the electricity comes from hydroelectric plants, which is a renewable source, but is vulnerable to climate variations that cause water crises. As an alternative for the generation of clean energy, there is solar energy, captured from photovoltaic panels. By identifying that most of those interested in this energy source are residential facilities, small businesses and service providers and that this technology requires a bankable investment, this study was dedicated to identifying which line of financing is more attractive in the context of the city of Veranópolis. Therefore, resellers and financial institutions were interviewed, the values needed for the installation and which lines of financing were available, considering interest rates, amortization systems and debt payment terms. Finally, the research achieves the identification of the financing line and amortization system that presents the lowest financial cost.